Do we really need credit cards?
Here in the day of debit and loyalty cards. Do we really need to created debt by using cards with fees? They have fees even if your not using them. shopping with a debit card removes the extra cost of the finance charges. Have you ever thought of the real price your paying for those goods? These are hard times for many.
I think if your not looking to make a huge purchase. You might do better without a fee based credit card. If you think about the small fees adding up. There is a simple solution to the waste of cash. Open your front window and toss it out. It’s not something I can imagine anyone doing. That is however what your doing each month.