We need a personal loan for various purpose like home renovation, holiday trip, higher study, wedding and more. A bank is something, where you can take the extra fund at any time. As we all know, the axis bank is the reputed organization in private sector. You can take financial support from the bank whenever you want. Also can provide shopping, dining, traveling or more privileges.
Why we choose an axis bank personal loan? It’s a bank which can provide low-interest rates. When we are planning to apply for a loan, that time should check axis bank personal loan interest rates also.
Do you know the procedure to apply for a loan? No, don’t worry. Let’s follow below steps.
Eligibility Factor: As you know it’s an unsecured loan. So, before applying for financial support should check and calculate own eligibility through an online calculator. With this tool, can check and know the maximum age as well as according to that income and repayment capacity.
Apply Online: An online is the time-saving way. Nowadays every individual is overloaded with work, so don’t have time to become a part of the queue and apply. That’s why the axis bank can give online service. Open the official site, fill personal-professional information, upload KYC with a recent passport size photograph, share registered email ID or mobile number.
Apply Offline: If you feel comfortable with an offline procedure, then you can choose this method. For that, you need time and patience. Visit the nearest bank branch, fill own details with KYC, and a recent passport size photograph.
Axis Bank Personal Loan: For Instant Approval Check Eligibility
When it comes to personal loan eligibility, the lender offers to only a salaried individual. That’s why before can apply for an axis bank personal loan, should check eligibility, KYC, and income factors.
Eligibility Check For An Axis Bank
- Minimum age should be 21 years
- Maximum age should be 60 years
- Minimum net monthly income should be Rs 15,000
- Maximum loan amount Rs 15 lakhs
- And a spotless credit history
KYC Factor For A Salaried Individual
- Age proof: A copy of PAN card, photo ration card, an employer certificate
- Identity proof: A copy of passport, driving license, and voter ID
- Address proof: A copy of recent electricity bill, telephone bill, and Aadhaar card
- Income proof: A copy of six months salary slip, income tax return, and six months bank statement
- Signature proof: Driving license, passport, and PAN card
- One recent passport size photograph with the duly signed loan agreement
Know The Exact Calculation Of Axis Bank Personal Loan Through EMI
When you are bit confused about a monthly EMI calculation, that time you can login the online EMI calculation site and know the exact payable amount to the lender. Need to share few details like amount, tenure, and interest rate.
Axis Bank Personal Loan Interest Rates Information
For a personal loan, should also check interest rates. If they offer a low-interest rate that thing beneficial for you. That’s the reason you can set your decision after cross-check an axis bank personal loan interest rates. The rate starts from 15.50% to 24.00% with Rs 50,000 to Rs 50 lakhs amount for 12 to 60 months.